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Free Business Checking Account

Free Business Checking Account

We keep things simple because we know that running a business is complicated enough.
Our Free Business Checking Account is just that - Free! This essential business tool offers unbeatable value, convenience, and efficiency for managing your budget, expenses, and daily transactions. Plus, it's scalable, meaning the account grows with your business and includes added value features as your needs evolvePaired with our High Yield Savings Account, our best-in-class HPBGO Digital Banking, best-in-market fees, and competitive market rates, and the result is a robust suite of business operating tools crafted with the financial well-being of your business in mind.

High Plains Bank Free Checking Account Benefits:

Best in Market Fee Schedule

Tired of fees that don't make sense? High Plains Bank does not charge them. But don't take our word for it. See for yourself!

Top of Market Rates

We know you have more options than ever before. High Plains Bank is committed to offering top of market rates for our High Yield Savings Account and Higher Yield CDs. 

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"I enjoy recommending our Free Business Checking Account to our customers — because it is truly free! With no limits on checks or cash deposits, businesses can avoid fees for excess transactions.
Our HBPGO Digital Banking makes managing accounts easy, saving time with one login. Plus, each business account includes a free debit card, making bookkeeping straightforward. At High Plains Bank, we're here to simplify your business operations.
Bill Smellage, Branch Manager, Longmont
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Debit Cards Issued Instantly

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Bill Pay

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Business Solutions

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Cash Management

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Free Temporary (Counter) Checks

Business Solutions That Don't Stop

Your business never stops. Neither should your banking solutions. We strive to equip our customers with tools to keep your business growing, every step of the way. 

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Business Accounts that Make Sense

Build Healthy Business Financial Habits with HPBU

Our HPBU Financial Education Center is a great resource to help you develop healthy financial habits for your business, at no charge. By learning how to adopt a few key financial habits, you can feel more confident about your financial well-being. Click the links to the left to learn more. 


That is correct! At High Plains Bank, we are committed to supporting the financial well-being of our customers and community, a philosophy that translates into our approach to most typical bank fees. Take a look at our complete fee schedule

While every situation is different, in general, you will need the following items to open a business account based on the entity:

Sole Proprietor:

  • SSN or EIN of Owner
  • State of Trade Name (SOS)

Limited Liability Company (LLC): 

  • EIN / TIN of LLC
  • Articles of Organization
  • Operating Agreement 
  • Certificate of Good Standing 


  • EIN / TIN of Corporation
  • Articles of Incorporation
  • Bylaws
  • Certificate of Good Standing  

Non-Profit Organization:

  • EIN / TIN of Organization
  • If incorporated, Corporation guidelines apply
  • If tax-exempt, IRS documentation or tax return
High Plains Bank offers online and mobile banking tools to help you manage your finances wherever you are through our HPBGO platform! Here are some helpful links to get started. 
Have additional questions? Check out HPBGO Tutorials(Opens in a new Window) page or connect with our team here(Opens in a new Window)!
We are proud to serve our customers with real, local High Plains Bank employees, and there are multiple ways to contact us.
  • Fill out our contact form and one of our team members will reach out to you
  • Contacte a Nuestro Equipo
  • Our general phone number is: 1-800-984-0010
  • Solicitar una llamada: 720-856-2534
  • If you already have an account, chat live with a team member on HPBGO during business hours, M-F, 8:30AM-4:30PM. Download our HPBGO app using the icons below