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Rates

Certificate of Deposit Accounts

Account Name Minimum Opening Deposit Minimum Balance to earn APY Interest Rate APY
6 Month Certificate of Deposit* $250 $250
0.20% 0.20%
1 Year Certificate of Deposit*
$250
$250
0.25%
0.25%
2 Year Certificate of Deposit*
$250
$250 0.35%
0.35%
3 Year Certificate of Deposit*
$250
$250
0.45%
0.45%
* A penalty may be imposed for early withdrawal
 

Checking and Saving Accounts

Account Name Minimum Opening Deposit Minimum Balance to earn APY Interest Rate APY
Business Interest Bearing Checking** $25 $0.01 0.05% 0.05%
Personal Interest Bearing Checking** $2,500 $2,500
0.05%
0.05%
Money Market Checking**



Balance: .01 - 24,999.99 $2,500
$0.01
0.10% 0.10%
Balance: 25,000 - 249,999.99 $2,500
$0.01
0.15% 0.15%
Balance: 250,000 - 499,999.99 $2,500
$0.01
0.20%
0.20%
Balance: 500,000 - 9,999,999.99 $2,500
$0.01
0.25%
0.25%
Regular Savings**
$25 $0.01
0.10% 0.10%
IRA Savings** $50 $0.01
0.75% 0.75%
Health Savings Account (HSA)** $50 $0.01
0.50% 0.50%
** The interest rate and the APY may change after account opening.
Fees could reduce earnings on the account.

Interest Rate and APY (Annual Percentage Yield) are current as of October 1, 2021