Deposit Products and Rates
| Account Name |
Interest Rate |
APY |
Minimum Balance to earn APY |
Minimum Opening Deposit |
Free Checking
(personal or business) |
NA |
NA
|
NA |
$25 |
|
High Yield Savings*
Your Daily Balance:
- $0.01 - $4,999.99
- $5,000 - $49,999.99
- $50,000 - $99,999.99
- $100,000 - $249,999.99
- $250,000 - $499,999.99
- $500,000 and up
|
- 0.23%
- 0.45%
- 0.90%
- 1.35%
- 2.50%
- 3.75%
|
- 0.23%
- 0.45%
- 0.90%
- 1.36%
- 2.53%
- 3.82%
|
$0.01
|
$25
|
|
Higher Yield CDs**
(certificate of deposit)
- 3 Month CD
- 6 Month CD
- 1 Year CD
- 2 Year CD
- 3 Year CD
|
- 3.75%
- 3.56%
- 3.19%
- 2.71%
- 2.69%
|
- 3.82%
- 3.62%
- 3.24%
- 2.75%
- 2.73%
|
$250 |
$250 |
Health Savings Account (HSA)*
|
0.50% |
0.50% |
$0.01
|
$25 |
* The interest rate and the APY may change after account opening.
Fees could reduce earnings on the account.
** A penalty may be imposed for early withdrawal.
Interest Rate and APY (Annual Percentage Yield) are current as of October 1, 2025.
