Certificate of Deposit Accounts
| Account Name |
Minimum Opening Deposit |
Minimum Balance to earn APY |
Interest Rate |
APY |
| 6 Month Certificate of Deposit* |
$250 |
$250
|
2.57% |
2.60%
|
1 Year Certificate of Deposit*
|
$250
|
$250
|
2.27%
|
2.30%
|
2 Year Certificate of Deposit*
|
$250
|
$250 |
3.34%
|
3.40%
|
3 Year Certificate of Deposit*
|
$250
|
$250
|
2.86%
|
2.90% |
* A penalty may be imposed for early withdrawal
Checking and Saving Accounts
| Account Name |
Minimum Opening Deposit |
Minimum Balance to earn APY |
Interest Rate |
APY |
| Business Interest Bearing Checking** |
$25.00 |
$0.01 |
0.50% |
0.50% |
| Personal Interest Bearing Checking** |
$25.00 |
$2,500.00
|
0.50%
|
0.50%
|
| Money Market Checking** |
|
|
|
|
| Balance: .01 - 24,999.99 |
$25.00
|
$0.01
|
0.65% |
0.65%
|
| Balance: 25,000 - 99,999.99 |
$25.00
|
$0.01
|
0.90% |
0.90%
|
| Balance: 100,000 - 249,999.99 |
$25.00
|
$0.01
|
1.19%
|
1.20%
|
| Balance: 250,000 and up |
$25.00
|
$0.01
|
2.51%
|
2.54%
|
Regular Savings**
|
$25.00 |
$0.01
|
0.35% |
0.35%
|
| IRA Savings** |
$50.00 |
$0.01
|
2.51% |
2.54% |
| Health Savings Account (HSA)** |
$50.00 |
$0.01
|
0.50% |
0.50%
|
** The interest rate and the APY may change after account opening. Fees could reduce earnings on the account.
Interest Rate and APY (Annual Percentage Yield) are current as of September 1, 2023
