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Business Accounts

Simple and Powerful Business Tools

At High Plains Bank, we believe that every business, regardless of size, deserves streamlined and powerful operating account tools tailored to their unique needs. Unlike one-size-fits-all solutions burdened with excessive qualifications and fees, our Free Business Checking and High Yield Savings Accounts are flexible and scalable, offering added value features as your business evolves. Our mission is clear: to empower you with the essential resources your business requires to thrive. That’s what craft banking is all about!

Open A Business Account Today


Account Features & Benefits

Ziggi's Coffee

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High Plains Bank has helped to finance over 20 of the Ziggi’s franchise stores in Colorado and other states. The Ziggi’s franchise has exploded, thanks in part to some strategic financing with SBA 504 and 7(a) loans with B:Side Capital and High Plains Bank. 
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“We partner with High Plains Bank because we share the same mission of superior customer service. They have worked hard to help us grow our business here in Longmont as well as the front range. They’ve also been a key partner in financing the growth of our franchise brand. Thank you High Plains Bank.”

- Brandon Knudsen, Ziggi's President and Founder
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Debit Cards Issued Instantly
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Mobile and Remote Deposit
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Business Solution Tools
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Cash Management
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Mobile Wallet

Convenience In the Palm of Your Hand

Your business never stops. Neither should your banking! With our best-in-class HPBGO Digital Banking tools, you'll have access to all your business account tools when and where you need them. 

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Personal Accounts That Make Sense

Free Checking. High Yield Savings. Higher Yield CDs.
Our robust deposit solutions are simple, flexible, and powerful.

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“First and foremost, the hometown care and respect are second-to-none. They go out of their way to make sure things happen correctly and in a timely manner for a successful outcome. And without fail, all bank staff treat us like we are friends. Talk about caring about the community’s well-being!”
- Mike Burroughs, Owner of Burroughs Service and The Post Salon and Spa

The Post Salon and Spa

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For the past 18 years, Mike Burroughs, owner of Burroughs Service and The Post Salon and Spa, has partnered with High Plains Bank.


That is correct! High Plains Bank is in the business of helping your business, a philosophy that translates into our approach to most typical bank fees. Take a look at our complete fee schedule

While every situation is different, in general, you will need the following items to open a business account based on the entity:

Sole Proprietor:

  • SSN or EIN of Owner
  • State of Trade Name (SOS)

Limited Liability Company (LLC): 

  • EIN / TIN of LLC
  • Articles of Organization
  • Operating Agreement 
  • Certificate of Good Standing 


  • EIN / TIN of Corporation
  • Articles of Incorporation
  • Bylaws
  • Certificate of Good Standing  

Non-Profit Organization:

  • EIN / TIN of Organization
  • If incorporated, Corporation guidelines apply
  • If tax-exempt, IRS documentation or tax return

Generally, you will need the following information: 

  • Name
  • Physical Address
  • Date of Birth
  • SSN
  • Valid Government Issued ID 

Absolutely! We have dedicated account specialists who can guide you through the account opening process and assist you with how best to structure your business accounts so that your business operates as efficiently as possible on the banking side. Contact us today!

Our minimum deposit for opening a business checking or savings account is $25.00