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Small Business Administration (SBA) Loans

Your Entrepreneurship Goals Within Reach

A new business venture can be both exciting and stressful. High Plains Bank has a strong foundation to support local business owners and will be by your side from start-up, to all stages of your business. Our experienced team of small business experts will guide you through the loan process and work hard to help you receive the best and most competitive financing packages available. We're here for you and your dreams, every step of the way!
photo of Rosalee's sign

SBA 504 Loan

If your business needs to finance major fixed assets purchases (long-term equipment or real estate), or invest in construction or other improvements in land or existing facilities, a SBA 504 Loan is the perfect option. The 504 Loan allows customers to borrow up to 90% of the total acquisition costs of a property, plus other costs associated with necessary improvements to the property.*

*If you are a specialty business or considered high risk, the 504 Loan will allow you to borrow only up to 85% of the total acquisition cost of a property. 

photo: Longmont Downtown Development Association

SBA 7(A) Loan 

Small businesses are our passion and the heartbeat of every community. The SBA 7(A) Loan Program, the SBA's most common loan program, provides many solutions for small businesses. 7(A) Loan funds can be used for basic start-up costs, working capital, construction, real estate, to purchase equipment, partner buyout, or business acquisition. 

photo: Ziggis
courtesy of Ziggis; photo of a Ziggis drive through at sunset


Photo of flight deck grill food truck

Alexa Busby-Coder, Flight Deck Grill

As a first time entrepreneur, High Plains Bank was instrumental in helping me secure a SBA 7(A) Loan to purchase my business. Our loan officer, Aaron Jarrell, is very knowledgeable and patiently answered my many questions, which helped me feel comfortable during the whole financing process.
After my loan process, High Plains also helped set me up with Clover payment processing. Brian Berry personally came out to my food truck and set up the system, and he continues to check in to make sure my needs are being met. The service and staff at High Plains Bank are wonderful. I feel encouraged to use High Plains Bank because they are integrated into the community and invested in local businesses.

photo of Rosalee's Pizza owners

Amy and James Ross, Rosalee's Pizzeria

We had a dream of owning a pizzeria for many years, but without a track record or story behind us, no banks were going to touch us to provide the financing we needed to get started. High Plains Bank was different from day one. The team believed in our vision, who we were, and what we were going to do. Without High Plains Bank, we wouldn’t be here today.

High Plains Bank helped us through both a SBA loan and real estate loan process so we could get the financing we needed to purchase our building and equipment. They made the process as easy, smooth and timely as possible.

We are so glad to work with a company whose goals align with our own. The individuals at High Plains Bank have a passion for the community and they make a point to show up and contribute whenever they can, whether it is through their expert financial services or taking main roles in community events and organizations. 

Meet Our Dedicated SBA Loan Lending Team

Aaron Jarrell photoAaron Jarrell
Caleb Cardwell photo
Caleb Cardwell
Esther Lingo photoEsther Lingo
Gail Stencel photo
Gail Stencel
Jake Allacher photoJake Allacher
Kirk Holwell photoKirk Holwell
Krista Gibson photoKrista Gibson
Photo of Narciso Garibay
Narciso Garibay

Paul Stanford photo
Paul Stanford
Photo of Wade Yoder
Wade Yoder

*Loan approvals subject to credit approval and program guidelines.