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Personal Accounts

Accounts that Make Sense 

When it comes to managing your money, we know you have more options than ever before. At High Plains Bank, we believe robust deposit solutions do not need to be complicated. That's why we have taken a simple and transparent approach to our deposit accounts, so that you can easily make the best decision possible for your financial well-being. Our four deposit accounts:

Straightforward, Flexible, and Streamlined

Our deposit accounts are straightforward, flexible, and streamlined. Add in our unrivaled customer service, best in class digital tools, and lower than market fees, and we’re confident you’ll understand why we like to say we’re a “different kind of bank.” Our deposit accounts:

Let you move your money easily, quickly, and securely.
Eliminate unnecessary fees or hidden costs.

Offer high return and competitive rates.

Provide unrivaled customer service.
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"High Plains Bank’s mission is to assist our customers in making the best financial decisions possible. We’re confident that our new deposit products not only reflect how our world works, but are the best-in-market. We value the trust our customers place in us, and we want them to know, we’re always looking out for them."

– John Creighton, CEO, High Plains Bank, January 2024

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HPBGO Digital Banking. Best-in-class and simple to use. 

Unrivaled Customer Service

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"I decided to move on after 35 years with my credit union. Everyone at High Plains Bank that I have had the pleasure of interacting with has taken the utmost care of my stuff. Their attentiveness to detail and desire to clear up all questions and issues has been OUTSTANDING. Y’all have shown me I made the right choice moving to High Plains Bank."

-Dennis Vanin, Team Gundogs, LLC


Our deposit accounts let us do what we do best – provide unparalleled and highly personalized customer service. Whether you stop into one of our branch locations, contact us by email, phone, or through our secure chat, our friendly and knowledgeable team is happy to help you explore what account options work best for you. We’re always looking out for you!

Contact Our Team

Contacte a Nuestro Equipo


That is correct! At High Plains Bank, we are committed to supporting the financial well-being of our customers and community, a philosophy that translates into our approach to most typical bank fees. Take a look at our complete fee schedule
While every situation is different, in general, you will need the following items to open an account:

U.S. Citizen or Permanent Resident Alien
  • Social Security Number
  • Current Government ID (Driver's License, State ID, U.S. Passport, Permanent Resident Card/Green Card)
  • Physical Address Verification (i.e. utility bill) if current address differs from address on Government ID
Non-Resident Alien
  • Social Security Number or Individual Taxpayer Identification Number (ITIN) Paperwork
  • Current Government ID (Passport, Work Permit, Visa)
  • Physical Address Verification (i.e. utility bill, state ID) 
  • Form W-8 BEN
High Plains Bank offers online and mobile banking tools to help you manage your finances wherever you are through our HPBGO platform! Here are some helpful links to get started. 
Have additional questions? Check out HPBGO Tutorials(Opens in a new Window) page or connect with our team here(Opens in a new Window)!
We are proud to serve our customers with real, local High Plains Bank employees, and there are multiple ways to contact us.
  • Fill out our contact form and one of our team members will reach out to you
  • Contacte a Nuestro Equipo
  • Our general phone number is: 1-800-984-0010
  • Solicitar una llamada: 720-856-2534
  • If you already have an account, chat live with a team member on HPBGO during business hours, M-F, 8:30AM-4:30PM. Download our HPBGO app using the icons below 
We have a $5,000 limit on external, bank to bank transfers. However, if you need to transfer a greater amount, contact our team directly for assistance, through our secure chat, or calling us at 1-800-984-0010. 

We no longer offer new Individual Retirement Accounts (IRAs) because we think there are better long term investment products than a typical CD IRA. If you already have an IRA with us, nothing about your account will change.  

Have you heard that High Plains Bank now offers Trust, Estate, and Investment Services? If you would like more information about these services, please contact them here!*

*High Plains Bank Trust/Investment products are not insured by the FDIC or any other federal government agency, are not deposits of or guaranteed by the bank, and may lose value.