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Consumer Loans


Looking for Financial Help in a Time of Need or Help with a First Car Purchase?

High Plains Bank offers a variety of consumer loans and lines of credit. Our knowledgeable loan officers are ready to assist you with competitive rates and terms.
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Automobile / Recreational Vehicle Loans

Finding it challenging to obtain an auto or RV loan? We may be able to help! Whether you are purchasing or refinancing a new car or recreational vehicle (motorcycles, campers, boats, etc.), our team will take you through the process step-by-step, making sure you feel comfortable knowing that you have received the best options we have available. 

Let's get you on the road! 

Credit Builder Loan

Good credit can be hard to establish. Our Credit Builder Program is a combination loan and savings program created to help you maintain good payment history, which is a key step in building better credit. This program is perfect for someone looking to repair their credit history, or for someone who doesn't have any past credit history. Set yourself up for success! 

Credit Builder Program

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Citizenship Loan

El préstamo de ciudadanía ayuda a aquellos que solicitan la Ciudadanía Estadounidense a pagar las tarifas de solicitud. Sin multas por pago anticipado, sin cargos por préstamo y tasas de interés competitivas, estamos comprometidos a hacer la Ciudadanía Estadounidense una realidad.  

The Citizenship Loan helps those applying for US Citizenship pay for application fees. With no prepayment penalties, no loan fees, and competitive interest rates, we are committed to helping make citizenship a reality. 

The Citizenship Loan / El préstamo de ciudadanía ayuda

Certificate of Deposit Loan

Do you have an existing certificate of deposit at High Plains Bank and need cash quickly? If so, you can use the collateral in your Certificate of Deposit for your personal loan needs with low risk and at attractive, affordable interest rates! 

Not Seeing the Loan You're Looking For?

Reach out to a lender today to discuss other options we may have available for your situation.

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Customer Spotlight

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Ximena Andrade

 "I am very thankful for High Plains Bank. The Citizenship Loan was a huge help in my process. I applied for the loan in June of 2019 and became naturalized by the end of the year. Applying was a smooth process. A cashier's check was given to me to send to the United States Citizenship and Immigration Services at my loan closing. My payments were very low with no fees, competitive rates, and no required collateral. I couldn't be more thankful for High Plains Bank."

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Hilda Vargas

"The process to get a citizenship loan with High Plains Bank was easy and fast. The loan requires no collateral and is free of fees. High Plains Bank helped us and gave us the information for El Comité of Longmont, where we finished the citizenship process. Thanks to High Plains Bank and El Comité, I became a citizen in August of 2020."

*Loan approvals subject to credit approval and program guidelines.