HPB debit card photo


Regular Spending Account (Checking)

  • No maintenance fees

  • Obtain a free debit card (plastic or mobile wallet) or purchase checks to access funds

  • National network of no-fee ATMs

  • No fees for returned checks

Interest Bearing Spending Account (Checking)

  • All the benefits of the regular spending account

  • Earn interest on any balance over $2,500

Melanie photo


"I can't sufficiently express how incredible High Plains Bank is! We recently moved our personal and business accounts over from a 'corporate big bank' and High Plains made the process incredibly simple and fast! In addition, they were able to get us quickly and painlessly approved for PPP loans! I haven't experienced customer service of this caliber in a very long time! Grateful to have found High Plains!”

Melanie Piek
Vertical Fusion
stack of High Plains Bank debit cards

Express Yourself

Over 30 unique debit card designs to choose from. Get your card printed while you wait, or choose it over the phone and pick it up later or receive it in the mail.

Select Your Design

Spending Accounts Regular Checking Interest Bearing Checking
Minimum Opening $25 $25
Monthly Service $0 $0
Interest No Yes, above $2,500
Additional Features Debit Card Available Debit Card Available

Alison photo


"When you send messages in HPBGO conversations, you are communicating with real employees at High Plains Bank, the same people you see in the branch or talk with on the phone. We can help with almost anything from the convenience of your phone or computer; transaction questions, new accounts, debit card questions and so much more!" 

Alison Bush
HPB Customer Support

Digital Banking

Spending Services

Personalized Debit Card

  • Get your debit card on same day as you open your account

  • Get replacement card mailed to you within 24 hours - or instantly at a branch

  • Options to personalize the look of your card

  • Plastic and mobile wallet options available

  • National network of no-fee ATMs

  • MasterCard Consumer Guide to Benefits

Overdraft Protection

  • Protect yourself from cash flow timing problems by applying for overdraft protection

  • Cover overdrafts for a fraction of the cost of a typical overdraft fee

HPBGO Mobile Deposit

  • Use your smartphone to deposit small and large dollar checks to your accounts

  • No daily or monthly limits

  • View check images with HPBGO digital banking

Digital Banking

  • Access your accounts digitally anytime from anywhere at no charge

  • Have secure conversations with a team member during business hours

Order Checks

  • First time ordering checks? Contact our Team

  • Ordered checks from us before? Reorder checks from Main Street Checks

  • You may also order from a vendor of your choice using our Routing Number: 102102000 and your Account Number

Building Healthy Financial Habits

Our HPBU Financial Education Center is a great resource to help you develop healthy financial habits. If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.

But by adopting some important financial habits, you can feel more confident about your financial well-being. Click the links to the left to visit the center.