credit card machine

Deposit - Receivables

High Plains Bank has been serving local small businesses for over 100 years. We understand businesses and we tailor our banking practices to the specific needs of each community. By necessity, many people in our communities operate multiple businesses. Others are both entrepreneurs and employees. We tailor our deposit products and lending practices to accommodate these circumstances.

Business Services

Merchant Services

  • Reduce the costs of accepting credit and debit cards

  • Accept credit card purchases in your store or online

  • Receive support directly from High Plains Bank - not a distant vendor

  • View your merchant service account information online

  • No contracts - change or cancel service at any time

  • Request Merchant Services

Remote Deposit Capture

  • Deposit large batches of checks from the convenience of your office or home

  • Receive a free scanner and set-up support

  • Deposit an unlimited number of checks without per item fees

  • No maintenance fees

HPBGO Mobile Deposits

  • Use your smartphone to deposit small and large dollar checks to your business account

  • No daily or monthly limits

ACH Collections (HOA Dues, Rent Payments, Utility Payments)

  • Cut down on time collecting and processing customer payments

  • Set up electronic collections from customers and clients

  • Pay one low monthly fee - no per item charges

Simplified Employee Pension (SEP)

  • Set up retirement accounts for you and your employees (available to businesses with fewer than 25 employees and self-employed individuals)

  • No maintenance fees

**Note: Some business services may require Cash Management tools.
Brian photo


"High Plains Bank Merchant Services will help you not only save money on your credit card processing fees, but we will walk you through the transition hand in hand.

We offer customer solutions to help you accept payments in a way that fits your business. We are your trusted, local partner in all things Merchant Services."

Brian Berry
Merchant Services
High Plains Bank

Business Savings Accounts Savings Money Market Certificate of Deposit
Minimum Opening $25 $25 $250
Monthly Service $0 $0 $0
Interest Yes Yes Yes
Additional Feature

Debit Card Available

May not add on to principal

Kathe photo


"As a small business owner I depend on High Plains Bank for all my banking needs. Merchant Services is simply another way that they make my job easier and more lucrative."

Kathe Heinecken
Barbed Wire Books

Business Savings

  • Set money aside for future business projects or to purchase something that will allow you to expand your business

  • Give your accounts specific names to help you reach your goals

  • No minimum balance or maintenance fees

Business Money Market

  • Money Markets are structured by tiers and earn more interest by maintaining higher balances
  • Obtain a debit card (plastic or mobile wallet) or purchase checks to access funds

Certificate of Deposit (CD)

  • Open a CD with just $250

  • Businesses may not add on to the principal balance 

  • Earn more interest than a typical savings account for funds you may not need right away

  • Choose between 6, 12, 24, or 36 months

Take your Business to the Next Level

Businesses have evolving banking needs at every stage of development. Learn how to set your business up for success utilizing the modules in the HPBU Financial Education Center. Whether you are in the beginning stages of developing an idea or have been in business for many years, you will find information that will help you solidify the financial foundation of your business.