HPB debit card photo

Spend - Payables

Accounts Payable Services

Personalized Debit Card

  • Get your debit card on the same day you open your account

  • Get a replacement card mailed to you within 24 hours - or instantly at a branch

  • Options to personalize the look of your card

  • Plastic and mobile wallet options available

  • National network of fee free ATMs

  • MasterCard Business Guide to Benefits

Overdraft Protection

  • Protect yourself from cash flow timing problems by applying for overdraft protection

  • Cover overdrafts for a fraction of the cost of a typical overdraft fee

HPBGO Mobile Deposit

  • Use your smartphone to deposit small and large dollar checks to your accounts

  • No daily or monthly limits

  • View check images with HPBGO digital banking

Digital Banking

  • Access your accounts digitally anytime from anywhere

  • Have secure conversations with a team member during business hours

ACH Payments

  • Manage regular payments to multiple payees - e.g. employee payroll

  • Make payments quickly and safely, without writing checks

  • One low monthly fee - no per item fees

Wire Transfer Services

  • Manage wires online with cash management services

  • Set up templates for recurring wires

  • Contact bank staff to assist you with a wire

Order Checks

  • First time ordering checks? Contact our Team

  • Ordered checks from us before? Reorder checks from Main Street Checks

  • You may also order from a vendor of your choice using our Routing Number: 102102000 and your Account Number

Tom photo


"For me, the best part of High Plains Bank is the team and how accommodating and encouraging they are. I have brought every one of my businesses to High Plains because their attitude is about more than basic banking. They go deeper and are genuinely here to help their clients be successful. High Plains is an enormous part of this community’s growth, success, and beauty. It makes this a better place just like I hope I have.”

Tom Bredehoft
Flagler Mayor
Owner of I-70 Diner
Owner of the Flagler Strip Mall
Publisher of the Flagler News and the Mile Saver Shopper
stack of High Plains Bank debit cards

Express Yourself

Over 30 unique debit card designs to choose from. Get your card printed while you wait, or choose it over the phone and pick it up later or receive it in the mail.

Select Your Design

Business Spending Accounts Regular Checking Interest Bearing Checking
Minimum Opening $25 $25
Monthly Service $0 $0
Interest No Yes, above $2,500
Additional Features Debit Card Available

Debit Card Available, for owner and designated employees

Provide bookkeeper and accountant with limited online access

Optional Cash Management Services

Kristine Bell photo

Kristine Bell

"Our new customers are always impressed with the features of our business checking accounts. With no monthly service fees and no limit on the number of transactions each month, there is no crazy math equation with your credits and debits that you have to figure out every month. And, HPB pays you interest on your balance and allows businesses to use our mobile check deposit service at no charge!"

Kristine Bell

HPB Employee

Business Spending Account (Checking)

  • No maintenance fees

  • Obtain a free debit card (plastic or mobile wallet) or purchase checks to access funds

  • National network of no-fee ATMs

  • No fees for returned checks

Interest Bearing Business Spending Account (Checking)

  • Earn interest on your operating account

  • No maintenance or per item fees

  • Use online banking to manage accounts - connect with personal accounts

  • Provide bookkeeper and accountant with limited access

  • Free debit cards for designated employees

  • Reduce the possibility of fraud with cash management and reverse positive pay

Take your Business to the Next Level

Businesses have evolving banking needs at every stage of development. Learn how to set your business up for success utilizing the modules in the HPBU Financial Education Center. Whether you are in the beginning stages of developing an idea or have been in business for many years, you will find information that will help you solidify the financial foundation of your business.